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farm succession planning

Managing Debt and Banking Relationships

 

Restructuring / Refinancing Existing Debt

Has the number of repayments you make become excessive? We can restructure your debt position to make your life easier and save you money. As your business changes and expands, so can it become more difficult to keep track of varying automatic loan repayments, which absorb expensive capital.

Tired Banking Relationships

Sometimes banking and financial relationships wear out. If you experiencing difficulties with your bank or bank manager it may be time to consider a fresh start. It is most difficult to operate your business if you don’t have the required financial back-up, so talk to Fraser Farm Finance regarding a banking relationship that supports your business.

Rescue Packages

Is your bank suggesting that you sell? Are you heading towards a forced sale? When things go wrong or as economic pressures tighten, such situations are not uncommon. Selling may not be what you want, or perhaps you’d like more time to work through a solution. Let Fraser Farm Finance find you an alternative finance package either for the longer term, if appropriate, or a shorter term rescue package that will allow an orderly sell down or give you more time to consider your options.

Finance when everyone else has been negative

Looking for finance but keep getting ‘no’ for an answer? Let Fraser Farm Finance use their knowledge and connections with New Zealand’s finance industry to find you a ‘yes’. Most people can name the main trading banks and perhaps a finance company or two, but there are many more organisations in the business of lending money. Furthermore, different organisations specialise in different industries and risk profiles. Just because a bank said ‘no’ doesn’t mean your idea is not a good one or that a solution does not exist.

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